Mortgage Insights, Rate Commentary and Home Buying Guides

Articles on interest rates, loan programs, credit and the housing market, written for buyers and homeowners deciding what to do next.

Michael Beckham, Mortgage Loan Originator at NEXA Lending. NMLS #1330840. Call (623) 764-3568.

• Rate and market commentary in plain language
• Program explainers: FHA, VA, USDA, conventional and jumbo
• Credit and down payment strategy
• Refinance timing and break-even guidance