Home Purchase Loans and Mortgage Pre-Approval

Financing for buying a home: down payment requirements, credit guidelines and the pre-approval letter that makes an offer competitive.

From the first conversation to closing day, you get a clear picture of your down payment, monthly payment, and cash needed to close — before you commit to anything. Call (623) 764-3568 to get started.

Michael Beckham, Mortgage Loan Originator at NEXA Lending. NMLS #1330840. Call (623) 764-3568.

• Low and zero down payment programs where eligible
• Pre-approval letters for making offers
• First-time buyer programs and down payment assistance
• Guidance on credit, income and debt-to-income requirements
• A clear breakdown of closing costs before you apply